At Rittman Lending Group, we built our business around one thing: being the lender that makes your job easier.
We’re a Scottsdale-based mortgage brokerage with access to dozens of wholesale lenders — which means we can find the right loan at the right price for more of your buyers. And because we do the work upfront, our pre-approvals hold up.
Pre-Approvals That Actually Mean Something
We don’t issue soft prequals based on a 5-minute phone call. Before a client gets a pre-approval letter from us, we’ve reviewed:
- Income documentation — pay stubs, W-2s, tax returns
- Asset statements — bank and investment accounts
- Credit report in detail
- Employment structure and any potential red flags
We structure the loan as if it’s already been through underwriting. That means fewer surprises mid-transaction and a much smoother path to close.
Agents regularly tell us our pre-approval letters carry more weight with listing agents than most. That’s not by accident.
Buy Before You Sell — Remove the Contingency Problem
One of the biggest friction points in move-up transactions is the sale contingency. Your buyer needs to sell before they can buy, but sellers don’t want to wait.
We work with Buy Before You Sell (BBYS) programs that advance your client the equity from their departing residence — so they can make a clean, non-contingent offer on their next home before their current home ever hits the market.
That means:
- Your buyer competes like a cash buyer
- Their current home lists vacant, staged, and show-ready
- No contingency. No coordination headaches. No pressure to accept a lowball offer.
This is a conversation worth having with any move-up buyer in your pipeline.
What You Can Expect Working With Us
- Pre-approval letters within 24 hours for complete files
- Direct access to Marcus — not a call center
- Clear communication at every stage of the transaction
- No surprises at the closing table
- We pick up the phone
What Agents Say
“Marcus was incredibly responsive and took the time to walk us through the various options available for purchasing a new home. He offered clear, strategic guidance at each step.” — Melissa W., Google Review
“Marcus made the entire condo-buying process in Scottsdale smooth and stress-free. He was professional, responsive, and always took the time to explain every step clearly.” — Michael B., Google Review
Let’s Talk About Your Next Buyer
Whether you have a buyer who needs a solid pre-approval, a move-up client stuck on the contingency problem, or just want to know more about how we work — reach out directly.
We serve buyers across Scottsdale, Phoenix, and the greater Arizona market.